What is it for…
Before undertaking any borrowing, ensure you can meet the repayments, not just now but in the future too. To assist you we have created a budget planner which will help you look at your income and outgoings (don't forget to budget for holidays and annual payments). For added peace of mind you can take out repayment protection on your borrowing.
Remember, if you find yourself in financial difficulties, or are having problems meeting your repayments, you should let us know as soon as possible. We will do all we can to help you overcome your difficulties.
Use the personal budget planner to help make your calculations.
How to use…
Income
Enter your sources of income in each line provided remembering
that it is for 1 month only.
Outgoings
Each line of outgoings is linked to a more detailed page. This will help to list ALL your outgoings in any particular category.
When you have entered all your outgoings return to the "Calculator" tab and click the "calculate" button. This will then show your Net Income.
The summary page lays out all your information on 1 page and gives you the opportunity to print off a paper copy. This calculator should make your budgeting a lot easier - have a go!
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